The All Banks application was created to study the most complete information about banking products and promptly receive financial services.
One application contains the most popular financial instruments that every modern person faces every day:
• loans;
• microcredits;
• credit card;
• debit card;
• mortgage;
• leasing.
When communicating with financial institutions, it is important to independently compare the services offered and calculate the loan payment in advance. "All Banks" will answer any question about financial products and help with online application. Thanks to the application, you will choose the most advantageous offer and find out your credit rating.
Application features:
1. Assistance in choosing a financial product (credit, microcredit, credit card, debit card, mortgage, leasing).
2. Comparison of terms of credit, microcredit and mortgage.
3. Advice on financial services.
4. Making an online application.
5. Calculation of payment for a loan, microcredit, credit card.
6. User's credit rating.
Thanks to the application, the main non-renewable resource is saved - time. The user finds great deals on loans, microcredits, credit cards and mortgages. You do not have to go through the websites of banks in search of the necessary information, go to the branches of credit organizations and blindly agree to the terms. It is important to understand all the subtleties of the provision of services. With this, the personal assistant of the application will help you figure it out.
The base of the application includes all Russian banks and financial organizations. Information in "All Banks" is updated and supplemented daily. Any changes to the products are reflected in the application. When calculating the payment, all commissions are taken into account. With the application you will see the real cost of loans and mortgages.
"All Banks" will help you choose the best offer and fill out an online application. You can apply to several banks at the same time. You don't have to leave your home to do this. Fill out the form and the decision will arrive in a few minutes in the application.
The service takes into account the offers of all the leading banks in the country, allowing you to compare rates and conditions in real time. Our main partner banks:
SberBank - loans, mortgages, leasing
VTB Bank - refinancing of loans and mortgages, secured money
Gazprombank - deposits and deposits, account management, investments
Alfa-Bank - cash loans, credit cards
Rosselkhozbank - mortgages, leasing, management accounts, investments
Moscow Credit Bank - financial solutions for business
Otkritie Bank - microcredit, loan secured by a car
Sovcombank - credit card, deposits, car leasing
Raiffeisenbank - loan secured by real estate
Rosbank - debit cards, mortgage, investments, online loan
UniCredit Bank - mortgage, leasing, account management, investments
Tinkoff Bank - selection of credit and debit cards, mortgages and deposits
Citibank - loan calculator, mortgage, leasing
User's personal data and information on the issued loan are securely protected and are not transferred to third parties.
Loan settlements:
- Minimum loan term - 75 days;
- Maximum loan term - 84 months;
- Minimum interest rate - 4% (APR) including all fees and taxes;
- Maximum interest rate - 29.9% (APR) including all fees and taxes;
The formula for calculating the monthly payment and the total overpayment with an example:
P = S * R * (1 + R) ^ N / ((1 + R) ^ N - 1), where
P - the amount of the monthly loan payment
S - the loan amount
R - interest rate per month. R = Annual interest rate / 12
N - loan term in months
We propose to calculate the payment amount for a borrower who wants to borrow 20,000 rubles from the bank. under 12% per annum for 3 years:
R = 12 / 100 * 12 = 0.01
P = 20000*0.01*(1+0.01)^36 / ((1+0.01)^36-1) = 665.47 Overpayment calculation
formula T = ( N * P) - S = (36 * 665.47) - 20000 = 3956.92
Total:
Overpayment on the loan 3956 rubles 92 kopecks,
The amount of the monthly payment 665 rubles 47 kopecks
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